**EXCLUSIVE: Flood Insurance at Risk as September 30 Government Funding Deadline Approaches**
As the September 30 government funding deadline looms, the Trump administration is warning that millions of Americans could lose flood insurance coverage if Democrats refuse to back a House-passed spending bill that includes an extension of the National Flood Insurance Program (NFIP).
Echoing these concerns, the National Association of Home Builders (NAHB) released an exclusive statement to Fox News Digital, highlighting the potential consequences of disrupting the NFIP.
“Past disruptions of the NFIP have caused immediate and widespread negative impacts on property sales, home values, and consumer confidence,” NAHB said. “Home sales would cease in areas where flood insurance is mandatory in order to obtain a mortgage. What the housing market needs now is stability and certainty.”
NAHB urged the House to act quickly to continue funding the operations of the federal government, including the extension of the NFIP.
The NFIP has a long history of stopgap extensions. Since 2017, Congress has reauthorized the program more than 30 times, primarily through short-term measures. While lawmakers have typically made coverage retroactive to prevent permanent gaps, even brief lapses have stalled real estate closings and left homeowners in limbo.
Currently, the NFIP serves about 4.5 million policyholders nationwide. As the deadline approaches, the fate of this critical program—and the stability of the housing market—hangs in the balance.
https://www.foxnews.com/politics/exclusive-democrats-risk-flood-insurance-lapse-shutdown-fight-home-builders-white-house-warn
